Coronavirus Business Toolkit

Updated May 23rd, 2020
Please note with our ever-changing legislation, assistance programs are being updated regularly.

Five First Steps for Impacted Businesses

Speak with your Landlord and discuss a potential new or deferred payment plan
SBDC Online Business Consulting | Virtual Consultations | 1-800-616-7232
1. Guidance on application, resource, and question to ensure your business is safe.
Talk to your CPA or Bookkeeper
1. You’ll need specific tax and payroll reports
Call OC Economic & Business Recovery Call Center | (714) 480-6500
1. 8 am to 5 pm Monday through Friday.
Apply for Payroll Protection Program through your current financial institution

PAYCHECK PROTECTION PROGRAM (PPP) INFORMATION SHEET: BORROWERS

The Paycheck Protection Program (“PPP”) authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. All loan terms will be the same for everyone

Paycheck Protection Program Information Sheet

Paycheck Protection Program Application Form

Application Form

Prevention
The California Department of Public Health recommends practicing common sense public health measures to help combat the spread of the coronavirus. These measures include:

Wash your hands often with soap and water for at least 20 seconds. If soap and water are not available, use an alcohol-based hand sanitizer.
Avoid touching your eyes, nose, and mouth with unwashed hands.
Avoid close contact with people who are sick.
Stay home when you are sick. Students with flu-like symptoms should be kept home from school or daycare for at least 24 hours after their fever resolves without the use of fever-reducing medications, such as Tylenol or Advil.
Cover your cough or sneeze with a tissue, then throw the tissue in the trash.
Clean and disinfect frequently touched objects and surfaces.

The Yorba Linda Chamber of Commerce is closely tracking the impact of the Coronavirus for our businesses and the Yorba Linda community. Below are resources for advice on how your business and family can plan for and respond to the virus. We will update this page as information is made available.

be informed from credible sources

County of Los Angeles Public Health

California Department of Public Health

Orange County Health Care Agency

Center for Disease Control and Prevention (CDC)

World Health Organization (WHO)

Governor's Office of Business & Economic Development (GO-Biz)

Labor & workforce development agency

Employment Development Department

U.S. Small Business Administration

U.S. Chamber of Commerce

Cal Chamber

Orange county operational area emergency operations center

Press Release # 035 Date: 3-30-20 Time: 13:30 hours
ORANGE COUNTY COMMUNITY SERVICES IMPLEMENTS
ECONOMIC & BUSINESS RECOVERY CALL CENTER
Businesses can call the Economic & Business Recovery Call Center at
(714) 480-6500 during hours of operation Monday to Friday from 8 a.m. to 5 p.m. Bilingual call center operators will be available to assist and assess situations, and offer resources tailored to meet individual business needs. Translation for the call center will be available in over 240 languages.
For more information, visit www.occommunityservices.org.

Week of April 6th, 2020

The Governor is now communicating daily updates given COVID-19. They happen every day now at noon and are streamed on Facebook and Twitter .

New CA

Launch of OnwardCA: New platform connecting displaced California workers with more than 70,000 job opportunities in critical industries. Lead by Bitwise Industries and Kapor Center in partnership with LinkedIn, Salesforce, Mastercard…
Launch of COVID19 Supplies Website: Online form to describe resources to contribute, either for donation or purchase, to support California’s response to COVID-19.
Small Business Relief:
1. IBank: $50 million to the California Infrastructure and Economic Development Bank for loan guarantees to small businesses to help eliminate barriers to capital for individuals who do not qualify for federal funds, including low wealth and undocumented immigrant communities.
  1. Direct link to begin applying for above is here.
2. Sales Tax Deferral: The state is also allowing small businesses to defer payment of sales and use taxes of up to $50,000, for up to 12 months
Governor Newsom Issues Executive Order Protecting Homes, Small Businesses from Water Shutoffs
Insurance Commissioner’s Information about Coronavirus (COVID-19)
1. FAQ on business interruption insurance and other issues affecting California small businesses
Launch of Health Corps: Interested medical and health care professionals are encouraged to visit healthcorps.ca.gov for more information and to register for the California Health Corps. Medical doctors, nurses, respiratory therapists, behavioral health scientists, pharmacists, EMTs, medical and administrative assistants, as well as certified nursing assistants are encouraged to step up and meet this moment to help California respond to the outbreak.
CA Employment Development Department’s (EDD) COVID-19 page now includes information on Pandemic Unemployment Assistance program passed through the CARES Act.
CA Department of Business Oversight (DCO) has added financial institutions to coverage of consumer relief on their COVID-19 page.
Every Californian can now respond to the Census online at https://my2020census.gov . Fill out the Census

Guide to PPP Loan Forgiveness

Prepared by the U.S. Chamber of Commerce

Guide to PPP Forgiveness

Assistance Programs for Workers during COVID-19

EDD Programs Providing Assistance to Workers

Presentation of Steps and Directions

OSHA’s Response to Workplace Safety and Coronavirus Exposure

As employers seek to protect their workers from exposure to Coronavirus, either while maintaining operations or in anticipation of resuming operations, what is expected of them by OSHA is one area of concern and uncertainty. OSHA has issued guidance to cover three of the main questions: how should employers protect their employees; do employers have to record cases of COVID-19 on their injury logs; and how will OSHA conduct enforcement related to Coronavirus? OSHA has coordinated its approach with guidance from the Centers for Disease Control (CDC) with respect to various protective measures. Below are specific details about what OSHA has said on these various topics.

U.S. Chamber of Commerce Employment Policy

Interim Guidance for Implementing Safety Practices from the CDC

SBDC Online Business Consulting

Meet with a consultant online when you need them. Just a reminder, these virtual consulting sessions are available to you at no cost! Receive guidance on every application, resource, and question to ensure your business is safe. Sign up with by clicking here for a virtual consultation or call us at 1-800-616-SBDC (7232) to schedule.

How the Treasury Department is Taking Action

he Treasury Department is supporting American workers and businesses who are impacted by the coronavirus. In February, Secretary Mnuchin was appointed to the President’s Coronavirus Task Force, where he meets daily with the Vice President and our nation’s top health officials.

CORONAVIUS EMERGENCY LOANS
SMALL BUSINESS GUIDE AND CHECKLIST

SoCalGas - What to Expect for your Natural Gas Service

SBA Offers Disaster Assistance to California Small Businesses Economically Impacted by the Coronavirus (COVID-19)

Press Release - March 16th, 2020
Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. Individuals who are deaf or hard-of-hearing may call (800) 877-8339.
Completed applications should be mailed to U.S. Small Business Administration,
Processing and Disbursement Center,
14925 Kingsport Road, Fort Worth, TX 76155.
The deadline to apply for an Economic Injury Disaster Loan is Dec. 16, 2020.

SBA Assistance for Businesses Impacted by
Coronavirus (COVID-19)

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration. The SBA’s Office of Disaster Assistance is working with the State of California to complete this step.

Once SBA makes an Economic Injury Disaster Loan (EIDL) declaration in response to a Governor’s request, small businesses in primary declared counties, as well as contiguous counties, will be able to apply online for EIDL assistance at SBA.gov/disaster.
SBA continues to assist small businesses with accessing federal resources, such as working capital loans and counseling, and navigating their preparedness plans through our network of 68 District Offices and numerous Resource Partners located around the country. Find more information on the SBA’s available resources at: SBA.gov/Coronavirus.

SBA also provides disaster assistance loans to those affected states or territories following a declared disaster. Once a Governor makes a formal request to SBA certifying that at least five small businesses in a designated area have suffered substantial economic injury as a result of the Coronavirus, the SBA will quickly review the request and if the Administrator then issues an Economic Injury Disaster Loan (EIDL) declaration, the agency will be able to provide Economic Injury Disaster Loans of up to $2 million per small business. These loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing. Find more information on the SBA’s Economic Injury Disaster Loans at: SBA.gov/Disaster.
Small businesses are encouraged to do their part to keep their employees, customers and themselves healthy. The Centers for Disease Control and Prevention (CDC) offers the most up-to-date information on COVID-19, as well as Guidance for Businesses and Employers to Plan and Respond.

Economic Injury Disaster Loan Details:

• Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the Coronavirus (COVID-19).
• SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
• Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities as well as updated on our website: SBA.gov/disaster.
• SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
• These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
• SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
• SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.
• For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or
E-mail disastercustomerservice@sba.gov

Follow the SBA/OC on Twitter, Facebook and Instagram! This is a great place where ideas and information are shared with the small business community. Your feedback, questions, and comments allow us to better serve the needs of small business owners and entrepreneurs.